Medical Benefits

Oncor’s medical options and incentive opportunities support the concept of wellness and preventive care. You are encouraged to choose a Primary Care Physician (PCP) to oversee and coordinate your medical care.

Choose from the options below for medical coverage in 2024.

2024 Medical Options — In-Network Deductibles

HSA Option 1 ($1,600 / $3,200)(1)

When you elect either of the HSA Options or the HRA Option, Oncor makes an automatic contribution.

You can receive additional incentive contributions to your HSA or HRA when you (or your spouse) participate in certain wellness activities. Click here for more details about these incentive opportunities.

Use incentive dollars to offset your out-of-pocket health care expenses, like deductibles, copays, and coinsurance.

HSA Option 2 ($2,600 / $5,200)(1)

HRA Option ($1,600 / $3,200)(1)
(Closed to new participants January 1, 2022)

(1) Oncor’s contribution to your HSA/HRA is prorated on the number of eligible full months remaining in the year upon enrollment.

Evaluate the options carefully because each option has unique features. In addition to the HSAs and HRA Options, Oncor also offers a Health Care Flexible Spending Account. Click here to see a comparison of these accounts.

How Medical Options Work

Click here to see how the medical options work.
All Oncor medical options include a Prescription Drug program through CVS Caremark.
Plus, you can save more on prescriptions with Caremark Cost Saver. Find more here.